Date authorised
22 July 2016
Companies House
08110266
Last scraped
1 week ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Fernovo
    Sunley House
    Bedford Park
    Croydon
    CR0 2AP
    UNITED KINGDOM
    Phone
    +4402045585942
  • Complaints Contact

    Fernovo
    Sunley House
    Bedford Park
    Croydon
    CR0 2AP
    UNITED KINGDOM
    Phone
    +4402045268826

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Credit Brokering

    Show 1 limitation
    • · Limited to credit broking carried on by the firm to the extent necessary to comply with the obligation in article 7 of the Payday Lending Market Investigation Order 2015 when the firm is subject to that obligation.
  • Payday Loans

  • Consumer Loans

    Show 1 limitation
    • · Limited to entering into regulated credit agreements with borrowers who are not self-employed when the agreements are entered into.
  • Payday Loan Servicing

  • Loan Servicing

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Alastair Laidlaw

    IRN AXL01999

    • Director of firm who is not a certification employee or a SMF manager (since 28 Sep 2023)
    • SMF3 Executive Director (9 Dec 2019 to 28 Sep 2023)
    • CF1 Director (22 Jul 2016 to 8 Dec 2019)
    • CF28 Systems and controls (26 Feb 2015 to 26 Feb 2015)
  • Guy Zadik

    IRN GXZ01053

    • CF2 Non Executive Director (22 Jul 2016 to 6 Nov 2017)
    • CF1 Director (26 Feb 2015 to 26 Feb 2015)
  • Jacob Vermouth

    IRN JXV00244

    • SMF17 Money Laundering Reporting Officer (MLRO) (since 8 Oct 2025)
  • Lior Lugasie

    IRN LXL00108

    • Director of firm who is not a certification employee or a SMF manager (22 Jan 2021 to 8 Feb 2024)
  • Michal Karnibad

    IRN MXK02874

    • CF2 Non Executive Director (21 Nov 2017 to 8 Dec 2019)
  • Miriam Godinger

    IRN MXG22088

    • SMF1 Chief Executive (since 7 Jun 2024)
    • SMF3 Executive Director (since 13 Jan 2020)
  • Morisso Taieb

    IRN MXT02024

    • SMF3 Executive Director (9 Dec 2019 to 10 Sep 2025)
    • SMF17 Money Laundering Reporting Officer (MLRO) (9 Dec 2019 to 12 Jan 2026)
    • SMF1 Chief Executive (9 Dec 2019 to 7 Aug 2024)
    • CF11 Money Laundering Reporting (22 Jul 2016 to 8 Dec 2019)
    • CF1 Director (22 Jul 2016 to 8 Dec 2019)
    • CF3 Chief Executive (22 Jul 2016 to 8 Dec 2019)
    • CF28 Systems and controls (26 Feb 2015 to 26 Feb 2015)
  • Yair Ephrati

    IRN YXE01067

    • SMF9 Chair of the Governing Body (since 22 Mar 2024)
    • Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
    • CF2 Non Executive Director (11 Dec 2017 to 8 Dec 2019)
  • Yair Mordechay Shahar

    IRN YXS00111

    • Director of firm who is not a certification employee or a SMF manager (since 28 Sep 2023)
  • Yuval Beneraf

    IRN YXB01156

    • Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 24 Nov 2022)
    • CF2 Non Executive Director (22 Jul 2016 to 8 Dec 2019)

Recent activity

Updates to this firm's record on the FCA register.

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