Premium Credit Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Nigel John Prout
IRN NJP01197
- CF1 Director (AR) (13 Mar 2019 to 12 Jul 2021)
Nikolay Skibnevskiy
IRN NXS41356
- Director of firm who is not a certification employee or a SMF manager (since 15 May 2025)
Oliver Charles William Williams
IRN OXW00059
- CF1 Director (AR) (since 15 Feb 2023)
Owen Alan Thomas
IRN OXT00022
- SMF18 Other Overall Responsibility (since 16 Mar 2026)
- [FCA CF] Significant management (since 9 Dec 2019)
Paul Bryan Phillips
IRN PXP91444
- CF1 Director (AR) (24 Aug 2020 to 5 Jul 2023)
Paul Stephen Bilton
IRN PXB10824
- CF1 Director (AR) (28 Jan 2019 to 21 Feb 2023)
Peter Catterall
IRN PAC01105
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 Nov 2022)
- CF2 Non Executive Director (27 Jul 2017 to 8 Dec 2019)
Philip Adrian Bowd
IRN PAB01352
- CF1 Director (AR) (since 13 Sep 2019)
Philippe Patrick Tapernoux
IRN PPT01004
- [FCA CF] Significant management (since 12 Feb 2026)
Rebecca Hunter
IRN RHA01037
- Director of firm who is not a certification employee or a SMF manager (8 Feb 2022 to 10 Nov 2022)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.