Premium Credit Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

John Lumelleau
IRN JXL00601
- Director of firm who is not a certification employee or a SMF manager (since 10 Nov 2022)
John Neil Walne
IRN JXW00815
- CF1 Director (AR) (since 3 Jan 2023)
John Reeve
IRN JXR01729
- CF2 Non Executive Director (27 Jul 2017 to 31 Oct 2019)
Jonathan Edward Guy Philpott
IRN JXP00621
- CF3 Chief Executive (AR) (since 13 Feb 2024)
- CF1 Director (AR) (17 May 2022 to 13 Feb 2024)
Jonathan Flagg
IRN JXF54636
- [FCA CF] Significant management (since 12 Feb 2026)
Jonathan Leonidas Howells
IRN JXH00545
- SMF18 Other Overall Responsibility (since 7 Apr 2026)
- [FCA CF] Significant management (since 9 Dec 2019)
Jonathan Peter Darnley Hughes
IRN JXH01159
- CF1 Director (AR) (since 22 Sep 2023)
Joseph Knoll
IRN JXK01719
- SMF13 Chair of the Nominations Committee (since 23 Mar 2026)
- SMF12 Chair of the Remuneration Committee (since 23 Mar 2026)
- Director of firm who is not a certification employee or a SMF manager (since 9 Nov 2022)
Josie Pileio
IRN GXP00161
- SMF18 Other Overall Responsibility (since 12 Mar 2026)
- [FCA CF] Significant management (since 16 Mar 2020)
Judith joanne Moulsdale
IRN JXM00349
- CF1 Director (AR) (1 Feb 2021 to 20 Jan 2026)

Smaller firms operating under this firm's FCA authorisation.

Cognita Schools Limited
FRN 835771 · Appointed 8 Mar 2019
Worth School
FRN 831620 · Appointed 23 Jan 2019
Ewell Castle School Limited
FRN 831607 · Appointed 23 Jan 2019
Reigate Grammar School
FRN 822599 · Appointed 8 Oct 2018
Kennedy Independent School Trust Ltd
FRN 816042 · Appointed 10 Aug 2018
Malvern College
FRN 815855 · Appointed 8 Aug 2018
TRURO HIGH SCHOOL TRADING LIMITED (no longer appointed)
FRN 1037078 · Appointed 4 Jul 2025 · Until 25 Jul 2025
PLYMOUTH COLLEGE AND ST DUNSTAN'S ABBEY SCHOOLS CHARITY (no longer appointed)
FRN 1004428 · Appointed 1 Aug 2023 · Until 13 Jan 2026
ROOKWOOD SCHOOL TRUST LIMITED (no longer appointed)
FRN 990049 · Appointed 16 Jan 2023 · Until 4 Jan 2024
Box Hill School Trust Limited (no longer appointed)
FRN 980089 · Appointed 1 Aug 2022 · Until 31 Jul 2025

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.