Premium Credit Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Sarah Jayne Shaw
IRN SXS00938
- CF1 Director (AR) (22 Apr 2022 to 4 Jan 2024)
Scott Egan
IRN SXE01241
- SMF9 Chair of the Governing Body (since 4 Jan 2023)
Sharon Paula Toye
IRN SXT14732
- CF1 Director (AR) (since 9 May 2019)
Sian Elizabeth Holwell
IRN SEH01126
- CF1 Director (AR) (3 Mar 2020 to 29 May 2025)
Simon Charles Worthy
IRN SXW00797
- CF1 Director (AR) (18 Sep 2023 to 30 Jul 2025)
Simon John Moran
IRN SJM01588
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 Nov 2022)
- CF2 Non Executive Director (5 Jul 2019 to 8 Dec 2019)
- CF29 Significant management (27 Jul 2017 to 25 Feb 2019)
Simon Richard Drew
IRN SXD13955
- CF1 Director (AR) (24 Apr 2019 to 27 Nov 2023)
Sophie Annie Elizabeth Owen
IRN SAO01057
- CF1 Director (AR) (since 9 Jan 2024)
Stephen John Dharamraj
IRN SXD00685
- CF1 Director (AR) (26 May 2023 to 14 Apr 2026)
Steven Adrian Hawley
IRN SXH26420
- CF1 Director (AR) (6 Jan 2020 to 7 Jul 2021)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.