PIVOTAL FINANCIAL LIMITED

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Debt Advice
Show 1 limitation Hide limitations
- · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders".
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Yasmin Natasha Schuck
IRN YXS00026
- Appointed representative dealing with clients for which they require qualification (14 Oct 2022 to 3 Apr 2023)
Zoe Louise Small
IRN ZLS01003
- CF1 Director (AR) (since 27 Aug 2015)

Smaller firms operating under this firm's FCA authorisation.

Simona Minikaitiene (no longer appointed)
FRN 953215 · Appointed 20 Jun 2021 · Until 16 Dec 2022
Rais Mortgages Ltd (no longer appointed)
FRN 952611 · Appointed 10 Jun 2021 · Until 30 Sep 2021
Alex Ford (no longer appointed)
FRN 951947 · Appointed 28 May 2021 · Until 7 Dec 2022
Tiara Hardy (no longer appointed)
FRN 950380 · Appointed 5 May 2021 · Until 19 Mar 2026
Damien Smith (no longer appointed)
FRN 949970 · Appointed 28 Apr 2021 · Until 17 Mar 2022
Simon Walklin-Knight (no longer appointed)
FRN 949948 · Appointed 28 Apr 2021 · Until 11 Jul 2022
Ambareen Mirza (no longer appointed)
FRN 949949 · Appointed 28 Apr 2021 · Until 1 Jan 2022
Ryan Guy (no longer appointed)
FRN 949501 · Appointed 21 Apr 2021 · Until 9 Jul 2024
Andrew Ireland (no longer appointed)
FRN 948759 · Appointed 9 Apr 2021 · Until 9 Jul 2024
Gareth Johnstone (no longer appointed)
FRN 948682 · Appointed 8 Apr 2021 · Until 9 Jul 2024

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.