PIVOTAL FINANCIAL LIMITED

• Principal Place of Business

  25 Christopher Street

  London

  EC2A 2BS

  UNITED KINGDOM

  Phone

  +4402038689137

  Web

  http://www.charcol.co.uk

• Complaints Contact

  25 Christopher Street

  London

  EC2A 2BS

  UNITED KINGDOM

  Phone

  +4402038689137

• Buy-to-Let Mortgage Advice

• Buy-to-Let Mortgage Arranging

• Investment Advice (no pensions)

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Advice

  For Customer, Regulated mortgage contract

• Authorised to Operate

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Buy-to-Let Start Date

• Buy-to-Let Status

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders".

• Equity Release Setup

  For Customer, Home reversion plans

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Michael Hutchinson

  IRN MXH01870

  • Appointed representative dealing with clients for which they require qualification (3 Feb 2020 to 5 Sep 2022)
• Michael John Fagan

  IRN MXF87668

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 13 Sep 2024)
• Michael John Ritchie

  IRN MXR00237

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 24 Apr 2023)
• Michael Jon Williams

  IRN MXW00189

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 1 Nov 2023)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Nov 2023)
• Michael Keith Alberts

  IRN MXA00386

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 13 Feb 2026)
  • [FCA CF] Functions requiring qualifications (21 Jan 2022 to 7 Nov 2025)
• Michael Shaun Alexander Melhado

  IRN MXM04452

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 17 Apr 2026)
• Michael William George Coman

  IRN MXC00271

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 1 Nov 2023)
  • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Nov 2023)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
• Mohammed Abdur Razzak

  IRN MXR00180

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
• Mohammed Balal

  IRN MXB00277

  • Appointed representative dealing with clients for which they require qualification (20 Jul 2020 to 18 Feb 2022)
• Molly Louise Wilsden

  IRN MXW77874

  • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
  • [FCA CF] Functions requiring qualifications (since 14 Jun 2024)

• Simona Minikaitiene (no longer appointed)

  FRN 953215 · Appointed 20 Jun 2021 · Until 16 Dec 2022

• Rais Mortgages Ltd (no longer appointed)

  FRN 952611 · Appointed 10 Jun 2021 · Until 30 Sep 2021

• Alex Ford (no longer appointed)

  FRN 951947 · Appointed 28 May 2021 · Until 7 Dec 2022

• Tiara Hardy (no longer appointed)

  FRN 950380 · Appointed 5 May 2021 · Until 19 Mar 2026

• Damien Smith (no longer appointed)

  FRN 949970 · Appointed 28 Apr 2021 · Until 17 Mar 2022

• Simon Walklin-Knight (no longer appointed)

  FRN 949948 · Appointed 28 Apr 2021 · Until 11 Jul 2022

• Ambareen Mirza (no longer appointed)

  FRN 949949 · Appointed 28 Apr 2021 · Until 1 Jan 2022

• Ryan Guy (no longer appointed)

  FRN 949501 · Appointed 21 Apr 2021 · Until 9 Jul 2024

• Andrew Ireland (no longer appointed)

  FRN 948759 · Appointed 9 Apr 2021 · Until 9 Jul 2024

• Gareth Johnstone (no longer appointed)

  FRN 948682 · Appointed 8 Apr 2021 · Until 9 Jul 2024

No changes recorded yet.