PIVOTAL FINANCIAL LIMITED

Date authorised
2 March 2015
Companies House
09157892
Last scraped
1 week ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    25 Christopher Street
    London
    EC2A 2BS
    UNITED KINGDOM
    Phone
    +4402038689137
    Web
    http://www.charcol.co.uk

  • Complaints Contact

    25 Christopher Street
    London
    EC2A 2BS
    UNITED KINGDOM
    Phone
    +4402038689137

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Insurance Admin

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Stockbroking

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Debt Advice

    Show 1 limitation
    • · Limited to debt counselling excluding the administration of debt management plans. In this limitation debt management plans are defined as: "a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders".

  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Michael Hutchinson

    IRN MXH01870

    • Appointed representative dealing with clients for which they require qualification (3 Feb 2020 to 5 Sep 2022)
  • Michael John Fagan

    IRN MXF87668

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 13 Sep 2024)
  • Michael John Ritchie

    IRN MXR00237

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 24 Apr 2023)
  • Michael Jon Williams

    IRN MXW00189

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 1 Nov 2023)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Nov 2023)
  • Michael Keith Alberts

    IRN MXA00386

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 13 Feb 2026)
    • [FCA CF] Functions requiring qualifications (21 Jan 2022 to 7 Nov 2025)
  • Michael Shaun Alexander Melhado

    IRN MXM04452

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 17 Apr 2026)
  • Michael William George Coman

    IRN MXC00271

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 1 Nov 2023)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 1 Nov 2023)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
  • Mohammed Abdur Razzak

    IRN MXR00180

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 10 Dec 2019)
  • Mohammed Balal

    IRN MXB00277

    • Appointed representative dealing with clients for which they require qualification (20 Jul 2020 to 18 Feb 2022)
  • Molly Louise Wilsden

    IRN MXW77874

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 14 Jun 2024)
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Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

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Recent activity

Updates to this firm's record on the FCA register.

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