Pinnacle Insurance Limited
Addresses
The contact details this firm has registered with the FCA.
-
Principal Place of Business
4th Floor LimelightElstree WayBorehamwoodHertfordshireWD6 1JHUNITED KINGDOM- Phone
- +4402082079000
-
Complaints Contact
4th Floor LimelightElstree WayBorehamwoodHertfordshireWD6 1JHUNITED KINGDOM- Phone
- +4402082079000
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
-
Bank Deposits
For All, Deposit
Show 1 limitation Hide limitations
- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
-
P2P Lending Advice
For Commercial, Professional, Retail (Non-Investment Insurance)
-
Investment Advice (no pensions)
For Commercial, Professional, Retail (Non-Investment Insurance), Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
-
Arranges Investments
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Manages Insurance Policies
For All, Accident, Assistance, Capital redemption, Credit, Damage to property, Fire and natural forces, General liability, Goods in transit, Land Vehicles, Legal expenses, Liability for ships, Life and annuity, Linked long-term, Marriage and birth, Miscellaneous financial loss, Motor vehicle liability, Pension fund management, Permanent health, Ships, Sickness, Suretyship
-
Stockbroking
For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Trades With You Directly
For Eligible Counterparty, Professional, Retail (Investment), Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Life Policy, Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract, Spread Bet
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
-
Issues Insurance
For All, Accident, Assistance, Capital redemption, Credit, Damage to property, Fire and natural forces, General liability, Goods in transit, Land Vehicles, Legal expenses, Liability for ships, Life and annuity, Linked long-term, Marriage and birth, Miscellaneous financial loss, Motor vehicle liability, Pension fund management, Permanent health, Ships, Sickness, Suretyship
-
Investment Setup
For Commercial, Professional, Retail (Investment), Retail (Non-Investment Insurance), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Non-investment insurance contracts, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
-
Holds Your Assets
For Professional, Retail (Investment), Certificates representing certain security, Commodity Future, Commodity option and option on commodity future, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Option (excluding a commodity option and an option on a commodity future), Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Spread Bet, Stakeholder pension scheme, Unit, Warrant
Show 1 limitation Hide limitations
- · Investment activity in "rights to or interests in investments (security)" and "rights to or interests in investments (contractually based investment)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
-
Andy Peter Hughes
IRN APH32954
- [PRA CF] Key function holder (since 10 Dec 2018)
-
Anthony William Dreyer
IRN AWD01020
- CF1 Director (AR) (1 Dec 2001 to 17 Feb 2005)
- CF1 Director (1 Dec 2001 to 30 Jun 2008)
-
Barry Panju
IRN BEP32955
- [PRA CF] Key function holder (10 Dec 2018 to 31 Jul 2020)
-
Brian Addison Carte
IRN BAC01047
- CF2 Non Executive Director (12 Mar 2009 to 28 Jan 2012)
-
Carmen Andreea Iordache
IRN CXI00009
- SMF3 Executive Director (since 6 May 2022)
- SMF20 Chief Actuary (since 22 Jul 2021)
- SMF23 Chief Underwriting Officer (since 22 Jul 2021)
-
Caroline Susan Coleman
IRN CXC09218
- SMF18 Other Overall Responsibility (since 6 Aug 2025)
- Responsible for Insurance Distribution (2 Jan 2025 to 9 May 2025)
- SMF24 Chief Operations (26 Nov 2024 to 9 May 2025)
- [FCA CF] Manager of certification employee (6 Feb 2024 to 26 Nov 2024)
-
Christopher Gordon Bernau
IRN CXB00821
- SMF4 Chief Risk (since 22 Aug 2023)
-
Christopher John Schwick
IRN CJS01130
- CF2 Non Executive Director (19 Mar 2007 to 28 Jun 2007)
- CF1 Director (1 Dec 2001 to 8 Mar 2007)
- CF1 Director (AR) (1 Dec 2001 to 17 Feb 2005)
- CF3 Chief Executive (1 Dec 2001 to 18 Mar 2005)
- CF8 Apportionment and Oversight (1 Dec 2001 to 18 Mar 2005)
-
Christopher Simon Mills
IRN CSM01020
- CF1 Director (1 Dec 2001 to 30 Mar 2007)
- CF1 Director (AR) (1 Dec 2001 to 17 Feb 2005)
- CF10 Compliance Oversight (1 Dec 2001 to 31 Jan 2002)
-
Craig Anthony Scarr
IRN CAS01237
- SMF10 Chair of the Risk Committee (since 16 Sep 2022)
- SMF11 Chair of the Audit Committee (since 16 Sep 2022)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
-
Marks and Spencer P.L.C
FRN 151426 · Appointed 9 Oct 2025
-
Marks and Spencer Plc
FRN 1043209 · Appointed 9 Oct 2025
-
John Lewis PLC
FRN 416011 · Appointed 17 Sep 2025
-
Viovet Ltd
FRN 730626 · Appointed 13 Jun 2024
-
R.S.P.C.A. TRADING LIMITED
FRN 998727 · Appointed 28 Jun 2023
-
PDSA Trading Limited
FRN 201199 · Appointed 12 Jan 2022
-
PET IDENTITY UK LIMITED (no longer appointed)
FRN 710250 · Appointed 15 Jul 2015 · Until 12 Jul 2017
-
Motability Enterprises Limited (no longer appointed)
FRN 538055 · Appointed 13 Dec 2013 · Until 8 Apr 2019
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.