PHVC Ltd

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Subject to this activity being limited to a non-mainstream regulated activity
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Show 1 limitation Hide limitations
- · Subject to this activity being limited to a non-mainstream regulated activity
Debt Negotiation
Show 1 limitation Hide limitations
- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Carl Malcolm Sandalls
IRN CXS00984
- SMF3 Executive Director (since 24 Feb 2025)
David Kirk Bond
IRN DKB01075
- SMF3 Executive Director (9 Dec 2019 to 30 Apr 2021)
- CF1 Director (3 Apr 2018 to 8 Dec 2019)
Freda Elizabeth Huxford
IRN FEH01012
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (3 Apr 2018 to 8 Dec 2019)
Jeanette Ann Huxford
IRN JAH01490
- SMF3 Executive Director (9 Dec 2019 to 31 Dec 2023)
- CF1 Director (3 Apr 2018 to 8 Dec 2019)
Paul Anthony Huxford
IRN PAH01206
- SMF3 Executive Director (since 9 Dec 2019)
- SMF16 Compliance Oversight (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- CF10 Compliance Oversight (13 Feb 2019 to 8 Dec 2019)
- CF1 Director (3 Apr 2018 to 8 Dec 2019)
- Responsible for Insurance Mediation (3 Apr 2018 to 30 Sep 2018)
- CF8 Apportionment and Oversight (18 Nov 2015 to 3 Apr 2018)
Wayne Spencer Toms
IRN WXT00098
- SMF3 Executive Director (since 17 Mar 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.