Phoenix Community Housing Association (Bellingham & Downham) Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Consumer Loans
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- · This permission is limited to lending which the firm carries on as a supplier and (i) no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement; (ii) the regulated credit agreement is not a hire-purchase agreement or a conditional sale agreement; and (iii) unless the firm is a not-for profit body, the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land
Loan Servicing
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- · This permission is limited to exercising the rights and duties of loans which the firm carries on as a supplier - and (i) no charge (by way of interest or otherwise) is payable by the borrower in connection with the provision of credit under the regulated credit agreement;(ii) the regulated credit agreement is not a hire-purchase agreement or a conditional sale agreement; and (iii) unless the firm is a not-for profit body, the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land
Credit Score Services
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- · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Senior staff personally approved by the FCA to hold their roles here.

Oana Olaru-Holmes
IRN OXO00094
- Director of firm who is not a certification employee or a SMF manager (since 1 Oct 2022)
- [FCA CF] CASS oversight function (1 Oct 2022 to 2 Oct 2022)
Olurotimi Ogunbadewa
IRN OXO00033
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 30 Sep 2022)
Peace Kongo Ayiku-Nartey
IRN PXA00143
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 30 Sep 2020)
Rebecca Clarke
IRN RXC00345
- Director of firm who is not a certification employee or a SMF manager (since 28 Jan 2021)
Simon Barlow
IRN SXB00595
- Director of firm who is not a certification employee or a SMF manager (since 9 Dec 2019)
Simone George
IRN SXG00324
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 30 Sep 2021)
Zhonghua Yang
IRN ZXY17451
- Director of firm who is not a certification employee or a SMF manager (since 4 Apr 2022)
- [FCA CF] CASS oversight function (4 Apr 2022 to 5 Apr 2022)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.