Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Iain Howieson
IRN IXH00003
- CF1 Director (AR) (31 Oct 2004 to 17 Jan 2013)
Iain James Campbell
IRN IJC01048
- CF1 Director (AR) (31 Mar 2010 to 14 Apr 2010)
Iain Justin Murzell
IRN IJM00022
- CF30 Customer (1 Nov 2007 to 3 Jan 2008)
- CF22 Investment Adviser (Trainee) (26 Sep 2007 to 31 Oct 2007)
Iain Peter Jackson
IRN IPJ00001
- CF1 Director (AR) (22 Dec 2021 to 6 Sep 2024)
Iain Robert Watts
IRN IRW01047
- Appointed representative dealing with clients for which they require qualification (3 Nov 2025 to 30 Jan 2026)
Ian Andrew Ritchings
IRN AXR00096
- CF1 Director (AR) (30 Oct 2008 to 25 Feb 2011)
Ian Anthony Baldwin
IRN IAB01040
- CF2 Non Executive Director (AR) (23 Mar 2011 to 18 Dec 2015)
- CF1 Director (AR) (29 Nov 2004 to 23 Mar 2011)
Ian Anthony Symmonds
IRN IAS01066
- CF1 Director (AR) (20 Aug 2009 to 31 May 2016)
Ian Armstrong
IRN IXA00009
- Appointed representative dealing with clients for which they require qualification (20 Dec 2019 to 20 Mar 2020)
Ian Charles Hubbard
IRN ICH00006
- CF30 Customer (1 Nov 2007 to 17 Dec 2012)
- CF22 Investment Adviser (Trainee) (30 May 2007 to 31 Oct 2007)
- CF1 Director (AR) (30 May 2007 to 17 Dec 2012)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.