Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
Show 1 limitation Hide limitations
- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Darren John Larner
IRN DXL00361
- Appointed representative dealing with clients for which they require qualification (1 Nov 2022 to 1 Dec 2023)
Darren John Powell
IRN DJP00098
- CF1 Director (AR) (27 Mar 2007 to 27 Mar 2009)
Darren Keith Gray
IRN DXG00493
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 4 Mar 2026)
Darren Mutch
IRN DXM00803
- CF1 Director (AR) (23 Nov 2022 to 3 Mar 2023)
Darren Nicholas Collins
IRN DNC01045
- CF1 Director (AR) (14 Mar 2006 to 18 Oct 2007)
Darren Nigel Kay
IRN DNK00005
- CF30 Customer (25 Jan 2008 to 3 Dec 2009)
Darren Williams
IRN DXW01616
- CF4 Partner (AR) (11 Jan 2007 to 21 May 2010)
Darren Winnard
IRN DXW01739
- CF4 Partner (AR) (25 Jan 2010 to 17 Jan 2013)
Darrin Robert McDowall
IRN DRM00029
- CF30 Customer (28 Feb 2012 to 28 Oct 2012)
- CF1 Director (AR) (9 Jan 2012 to 3 Sep 2013)
Daryl Charles Vickers
IRN DCV01006
- CF4 Partner (AR) (31 Oct 2004 to 23 Apr 2007)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.