Personal Touch Financial Services Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Michael Hawker
IRN MXH00064
- (1843)CF30 Customer (1 Nov 2007 to 25 Apr 2008)
- (1844)CF22 Investment Adviser (Trainee) (21 Oct 2005 to 31 Oct 2007)
Michael Ian Coates
IRN MIC01009
- (333)CF30 Customer (1 Nov 2007 to 11 Jul 2008)
- (334)CF22 Investment Adviser (Trainee) (5 Feb 2007 to 31 Oct 2007)
Michael James Friend
IRN MXF01306
- (239)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (240)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (1780)CF1 Director (AR) (28 Jun 2007 to 20 May 2019)
- (1779)CF4 Partner (AR) (31 Oct 2004 to 28 Jun 2007)
Michael James Thomas Collins
IRN MJC00036
- (568)CF7 Sole Trader (AR) (9 Feb 2005 to 19 May 2005)
- (569)CF4 Partner (AR) (27 Jan 2005 to 9 Feb 2005)
Michael John Bradley
IRN MJB01637
- (1630)CF2 Non Executive Director (AR) (21 Oct 2008 to 23 Nov 2009)
- (1631)CF1 Director (AR) (14 May 2008 to 1 Sep 2008)
Michael John Bradshaw
IRN MJB01516
- (3353)CF1 Director (AR) (6 Dec 2007 to 1 Apr 2009)
Michael John Bushell
IRN MJB00055
- (791)CF30 Customer (13 Dec 2011 to 31 Oct 2012)
Michael John Everett
IRN MJE00031
- (570)CF1 Director (AR) (11 Mar 2005 to 18 Dec 2007)
Michael John Fitzgerald
IRN MJF01212
- (1206)CF1 Director (AR) (31 Oct 2004 to 31 Oct 2012)
Michael John Louise
IRN MXL01527
- (1205)CF4 Partner (AR) (31 Oct 2004 to 10 Jul 2007)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.