Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Deborah Louise Cosnett
IRN DLW01083
- (1372)CF1 Director (AR) (15 Jun 2022 to 30 Aug 2025)
Deborah Mary Rowden
IRN DMR01094
- (1526)CF1 Director (AR) (31 Oct 2004 to 14 Dec 2009)
Debra Ann McKnight
IRN DAM01167
- (1214)CF1 Director (AR) (22 Jun 2006 to 24 Sep 2008)
Debra Gardner
IRN DXG00569
- (360)[FCA CF] Manager of certification employee (since 4 Sep 2024)
Declan Kelly
IRN DXK01397
- (3316)CF1 Director (AR) (24 May 2010 to 8 Oct 2010)
Della Jane Weston
IRN DJW01325
- (1234)CF1 Director (AR) (19 Nov 2004 to 26 Mar 2007)
Demi Mullin
IRN DXM01238
- (334)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (335)Appointed representative dealing with clients for which they require qualification (since 13 Aug 2025)
Denis William Cooper
IRN DWC01078
- (2768)CF1 Director (AR) (13 May 2008 to 1 Apr 2009)
Denise Jean Leggatt
IRN DJL00084
- (1315)CF4 Partner (AR) (8 Nov 2004 to 13 Sep 2010)
Denise Millar
IRN DXM02024
- (729)CF1 Director (AR) (19 Oct 2007 to 27 Aug 2009)

Smaller firms operating under this firm's FCA authorisation.

Ian Winterbotham (no longer appointed)
FRN 405155 · Appointed 3 Aug 2011 · Until 28 Feb 2013
Commodity Prospector Limited (no longer appointed)
FRN 559463 · Appointed 3 Aug 2011 · Until 26 Aug 2022
Torch Financial Ltd (no longer appointed)
FRN 558236 · Appointed 29 Jul 2011 · Until 28 Feb 2013
Barry Nurser (no longer appointed)
FRN 413461 · Appointed 28 Jul 2011 · Until 8 May 2018
Peter McGimpsey (no longer appointed)
FRN 557734 · Appointed 27 Jul 2011 · Until 28 Mar 2018
Anthony Corrigan (no longer appointed)
FRN 557031 · Appointed 25 Jul 2011 · Until 29 Jun 2012
Donald Jepson (no longer appointed)
FRN 557023 · Appointed 25 Jul 2011 · Until 27 Sep 2016
Simon King (no longer appointed)
FRN 405198 · Appointed 22 Jul 2011 · Until 28 Feb 2013
David Corrick (no longer appointed)
FRN 500856 · Appointed 15 Jul 2011 · Until 8 Aug 2013
Sell Quick Limited (no longer appointed)
FRN 556145 · Appointed 14 Jul 2011 · Until 16 Jun 2015

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.