Personal Touch Financial Services Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Michael Francis Poole
IRN MFP00004
- (1288)CF4 Partner (AR) (14 Jan 2005 to 6 Nov 2008)
Michael Fredrick White
IRN MXW00260
- (518)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (519)Appointed representative dealing with clients for which they require qualification (since 6 Jan 2023)
Michael Friday
IRN MXF02005
- (1488)CF1 Director (AR) (15 Jul 2020 to 31 Mar 2021)
Michael Gallagher
IRN MXG00097
- (312)CF1 Director (AR) (31 Oct 2004 to 9 Aug 2006)
Michael Gerard McKernan
IRN MXM00579
- (2292)Appointed representative dealing with clients for which they require qualification (29 Oct 2021 to 26 Apr 2023)
Michael Gilbert Spencer
IRN MXS00146
- (142)CF1 Director (AR) (19 Dec 2008 to 31 Mar 2010)
Michael Grainger
IRN MXG00684
- (383)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (384)Appointed representative dealing with clients for which they require qualification (since 21 Dec 2023)
Michael Griffin
IRN MXG00119
- (1270)CF1 Director (AR) (31 Oct 2004 to 17 Jan 2008)
Michael Haas
IRN MXH00271
- (185)CF1 Director (AR) (31 Oct 2004 to 30 May 2014)
Michael Harvey
IRN MXH00322
- (2395)Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 30 Nov 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.