Personal Touch Financial Services Limited

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Retail (Non-Investment Insurance), Commercial, Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Michael Cowling
IRN MXC01852
- (5)CF1 Director (AR) (14 Feb 2005 to 20 Dec 2012)
Michael David Allen
IRN MDA01048
- (60)CF1 Director (AR) (31 Oct 2004 to 1 Feb 2008)
Michael David Bradbury
IRN MDB01165
- (625)CF2 Non Executive Director (AR) (4 Nov 2010 to 9 Mar 2011)
- (626)CF1 Director (AR) (15 Aug 2008 to 3 Nov 2010)
Michael David Colbeck
IRN MDC01124
- (3191)CF30 Customer (21 Oct 2010 to 28 Jun 2013)
Michael David Glover
IRN MDG00008
- (171)CF22 Investment Adviser (Trainee) (1 Jul 2004 to 14 Jun 2006)
Michael David Maddin
IRN MDM01115
- (891)CF1 Director (AR) (15 Sep 2006 to 1 Oct 2008)
Michael David Tickner
IRN MDT00003
- (933)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (934)Appointed representative dealing with clients for which they require qualification (since 16 Dec 2019)
- (935)CF1 Director (AR) (since 6 Dec 2019)
Michael Dooley
IRN MXD00185
- (140)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (141)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
Michael Edward McClements
IRN MEM01098
- (1643)CF4 Partner (AR) (29 Jun 2010 to 5 Jan 2011)
Michael Edward Waterman
IRN MXW00106
- (2597)CF30 Customer (16 Jan 2008 to 30 Nov 2012)

Smaller firms operating under this firm's FCA authorisation.

Move Mortgages Ltd (no longer appointed)
FRN 958591 · Appointed 17 Sep 2021 · Until 17 Sep 2021
Joel Pomeroy (no longer appointed)
FRN 958399 · Appointed 14 Sep 2021 · Until 12 May 2026
You & Yours Financial Services Ltd (no longer appointed)
FRN 957914 · Appointed 3 Sep 2021 · Until 2 Jan 2023
CMS Mortgages Ltd (no longer appointed)
FRN 957246 · Appointed 20 Aug 2021 · Until 9 Nov 2024
Cream Group Life Limited (no longer appointed)
FRN 957261 · Appointed 20 Aug 2021 · Until 7 Sep 2022
CSE Financial Services Ltd (no longer appointed)
FRN 957029 · Appointed 17 Aug 2021 · Until 16 Dec 2021
Advisors4Me Financial Services Limited (no longer appointed)
FRN 956364 · Appointed 9 Aug 2021 · Until 15 Feb 2023
Mortgages Through Ammar Ltd (no longer appointed)
FRN 923528 · Appointed 1 Jul 2021 · Until 30 Nov 2024
Nathaniel & Partners Ltd (no longer appointed)
FRN 951485 · Appointed 21 May 2021 · Until 22 Jul 2021
Rock & Black Financial Ltd (no longer appointed)
FRN 951117 · Appointed 14 May 2021 · Until 25 Dec 2025

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.