Personal Touch Financial Services Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity.
- · Limited to debt counselling in connection with investment and mortgage advice.
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · Limited to the provision of credit information services with no credit repair (as defined by 89A(3)(c) & (d) Regulated Activities Order).

Senior staff personally approved by the FCA to hold their roles here.

Justin Davey
IRN JXD00484
- (1466)CF1 Director (AR) (16 Dec 2021 to 30 Dec 2022)
Justin Elliot Eagles
IRN JEE01043
- (2663)CF2 Non Executive Director (AR) (11 Nov 2010 to 31 Dec 2012)
Justin Leslie Last
IRN JLL00011
- (418)CF1 Director (AR) (18 Dec 2008 to 22 Oct 2009)
Justine Harrod
IRN JXH01053
- (409)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (410)Appointed representative dealing with clients for which they require qualification (since 5 Jan 2023)
Jyoti Paul
IRN JXP00157
- (166)CF1 Director (AR) (28 Jul 2008 to 4 Aug 2009)
- (165)CF4 Partner (AR) (3 Nov 2005 to 28 Jul 2008)
Kaljit Singh Dhillon
IRN KSD00007
- (845)20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- (846)Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
- (847)CF1 Director (AR) (since 17 Jul 2008)
- (3018)CF1 Director (AR) (22 Oct 2007 to 23 May 2008)
Kamal Nayan Rauniar
IRN KNR00001
- (726)CF30 Customer (1 Nov 2007 to 12 Dec 2008)
- (727)CF22 Investment Adviser (Trainee) (26 Oct 2007 to 31 Oct 2007)
Kamalijit Kaur Tucker
IRN KKT01006
- (1125)CF1 Director (AR) (31 Oct 2004 to 25 Jan 2006)
Karen Ann Last
IRN KXL01191
- (1784)CF1 Director (AR) (14 May 2007 to 3 Aug 2007)
Karen Elizabeth Whatley
IRN KXW00196
- (42)CF4 Partner (AR) (since 8 Aug 2021)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.