This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

Pencap (2004) Ltd

Watch for changes

FRN: 400586

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Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Christopher Sartin
IRN CXS00064
- (1)Employed By (14 May 2004 to 26 Aug 2004)
Humphrey Holme Mainprice
IRN HHM00002
- (3)Employed By (9 Sep 2004 to 18 Feb 2009)
Michael Oliver Goldsmith
IRN MOG00001
- (4)Employed By (6 Sep 2004 to 31 Dec 2012)
Neil Adrian Townley
IRN NAT00003
- (2)Employed By (8 Sep 2004 to 31 Dec 2012)
Roderick Scott Smith
IRN RSS01110
- (5)Employed By (8 Jun 2010 to 31 Dec 2012)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.