PayPal UK Ltd

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Plan Admin
Show 1 limitation Hide limitations
- · Debt Administration: Solely for the purposes of PayPal UK Ltd’s appointment of appointed representatives to carry on debt administration with respect to: (1) credit agreements that PayPal UK Ltd enters into as lender; and (2) credit agreements that PayPal (Europe) S.à r.l et Cie, S.C.A. entered into as lender and which were assigned to PayPal UK Ltd in November 2023.
Debt Collection
Show 1 limitation Hide limitations
- · Debt Collecting: Solely for the purposes of PayPal UK Ltd’s appointment of appointed representatives to collect debt due under: (1) credit agreements that PayPal UK Ltd enters into as lender; and (2) credit agreements that PayPal (Europe) S.à r.l et Cie, S.C.A. entered into as lender and which were assigned to PayPal UK Ltd in November 2023.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Aldo Ledesma
IRN AXL00658
- [FCA CF] Significant management (since 1 Mar 2024)
Cara Bloomfield
IRN CXB01159
- SMF16 Compliance Oversight (since 9 Dec 2025)
Cristobal Moreno de Leon
IRN CXM01022
- [FCA CF] Significant management (since 1 Feb 2024)
David Bennett
IRN DXB00912
- SMF9 Chair of the Governing Body (since 31 Oct 2023)
Emma Freeman
IRN EXF00165
- [FCA CF] Significant management (since 1 Mar 2024)
Emma Gibson
IRN EXG00220
- [FCA CF] Significant management (8 Nov 2023 to 1 May 2025)
Gareth Hywel Vavasor Jones
IRN GXJ00150
- [FCA CF] Significant management (since 8 Nov 2023)
Kelly Joanne Hick
IRN KXH00433
- [FCA CF] Significant management (8 Nov 2023 to 31 Jan 2024)
Liam Murray
IRN LXM00588
- SMF17 Money Laundering Reporting Officer (MLRO) (since 31 Oct 2023)
Maria Teresa Shaughnessy
IRN MXS01349
- [FCA CF] Significant management (1 Nov 2023 to 8 Sep 2025)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.