OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Kathryn Slater
IRN KXS23549
- SMF3 Executive Director (5 Feb 2020 to 25 Mar 2021)
Kevin John Scrupps
IRN KXS00036
- CF1 Director (AR) (since 20 Oct 2025)
Kirsty Child
IRN KXC00400
- CF1 Director (AR) (since 18 May 2024)
Lawrence Francis Michael Poulain
IRN LXP00178
- CF1 Director (AR) (20 Nov 2023 to 20 Feb 2025)
Leah Madeline Brookes
IRN LXB00121
- CF1 Director (AR) (since 13 Aug 2025)
Leanne Nicola James
IRN LXJ00200
- CF1 Director (AR) (since 9 Aug 2024)
Lee Spooner
IRN LXS01520
- CF1 Director (7 Nov 2018 to 9 Oct 2019)
Liam James Anstruther
IRN LXA00016
- CF1 Director (AR) (since 14 Mar 2025)
Lisa Marie McCarton
IRN LXM70484
- CF1 Director (AR) (since 2 Dec 2024)
Lisa Williams
IRN LXW00289
- CF1 Director (AR) (19 Jun 2023 to 21 Aug 2025)

Smaller firms operating under this firm's FCA authorisation.

The Mortgage Mum Specialist Finance Limited
FRN 999350 · Appointed 21 Mar 2026
jatinder gill commercial finance ltd
FRN 1052366 · Appointed 1 Mar 2026
True North Specialist Finance Ltd
FRN 1048851 · Appointed 16 Feb 2026
The Cheshire Commercial Mortgage Group Limited
FRN 1048514 · Appointed 21 Jan 2026
Empire Commercial Lending Ltd
FRN 1045247 · Appointed 19 Jan 2026
Concept Commercial & Bridging Finance Limited
FRN 1046582 · Appointed 5 Jan 2026
Jack Gear Commercial Ltd
FRN 1046409 · Appointed 19 Dec 2025
Lucra Mortgages Ltd
FRN 950073 · Appointed 17 Nov 2025
Stonebow Financial Solutions Ltd
FRN 1043014 · Appointed 20 Oct 2025
Gateway Specialist Lending Ltd
FRN 1043236 · Appointed 15 Oct 2025

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.