OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Steven Greenall
IRN SXG00894
- CF1 Director (AR) (2 May 2025 to 11 Sep 2025)
Steven Hodgkiss
IRN SXH02083
- CF1 Director (AR) (since 22 Mar 2022)
Steven John Shotts
IRN SJS01335
- CF1 Director (AR) (since 9 Aug 2024)
Stuart Cranston
IRN SXC09063
- CF1 Director (AR) (3 Apr 2023 to 14 Feb 2025)
Stuart Macnab
IRN SXM20780
- CF1 Director (AR) (since 30 Oct 2024)
Stuart Russell Mair
IRN SRM00033
- CF1 Director (AR) (since 30 Jun 2025)
Sudarshini Gopikrishna
IRN SXG58459
- CF1 Director (AR) (since 4 Jun 2025)
Thomas Arthur Wilson
IRN TAW00005
- CF1 Director (AR) (since 29 Jun 2023)
Thomas Bull
IRN TXB00297
- CF1 Director (AR) (since 30 Jan 2024)
Thomas Edward Barrass
IRN TXB01354
- CF1 Director (AR) (since 30 Dec 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.