OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Samantha Claire Meredith
IRN SXM00400
- CF1 Director (AR) (since 10 Jul 2025)
Samuel Richard Mulholland
IRN SXM03190
- CF1 Director (AR) (since 22 Mar 2024)
Samuel Rose
IRN SXR00007
- CF1 Director (AR) (since 22 Aug 2023)
Sarah Elizabeth Hawksdale Glossop
IRN SEG01072
- CF1 Director (AR) (since 27 Dec 2024)
Sarah-Jane Taylor
IRN SXT00482
- CF1 Director (AR) (19 Oct 2022 to 21 Feb 2025)
Shona Mair
IRN SXM00050
- CF1 Director (AR) (since 5 Jun 2025)
Simerdeep Kaur Dhindsa
IRN SXD00601
- CF1 Director (AR) (since 14 Mar 2025)
Simon Thompson
IRN SXT00046
- CF1 Director (AR) (since 13 Sep 2023)
Stephen Karl Allen
IRN SKA00004
- CF4 Partner (AR) (since 16 May 2025)
Stephen Peter Alger
IRN SPA01057
- CF1 Director (AR) (since 3 Sep 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.