OPTIMUM COMMERCIAL SOLUTIONS LTD

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
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- · Limited to debt adjusting excluding the conclusion or administration of debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.
Debt Advice
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- · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

Senior staff personally approved by the FCA to hold their roles here.

Michael James Tilston
IRN MXT00172
- CF1 Director (AR) (since 31 Jul 2024)
Michelle Louise Rose Walker
IRN MXW00256
- CF1 Director (AR) (since 21 Mar 2026)
Michelle Teresa Lally
IRN MXL00173
- CF1 Director (AR) (15 Mar 2025 to 8 Apr 2026)
Miles Seston
IRN MXS03578
- CF1 Director (AR) (18 May 2024 to 17 Jul 2025)
Monica Ann Bradley
IRN MAB00064
- CF1 Director (AR) (since 18 May 2024)
Natasha Brown
IRN NXB01466
- CF1 Director (AR) (since 15 Oct 2025)
Nathan Hunter
IRN NXH00199
- CF1 Director (AR) (since 19 Jan 2026)
Nicola Clark
IRN NXC25556
- CF1 Director (AR) (since 13 Dec 2024)
Oliver Collins
IRN OXC00019
- CF1 Director (AR) (since 10 Jul 2025)
Oliver James Dack
IRN OJD01016
- CF1 Director (AR) (since 3 Sep 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.