Optimise Finance Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate

For Customer
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
Show 1 limitation Hide limitations
- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Yvonne Marie Howard
IRN YXH00024
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 20 Jan 2025)

Smaller firms operating under this firm's FCA authorisation.

Optimise Money Group Limited
FRN 1053470 · Appointed 24 Mar 2026
The Money Advice Centre Ltd
FRN 1003359 · Appointed 29 Nov 2023
Henley Financial Services Ltd
FRN 963848 · Appointed 10 Nov 2021
Optimise Capital Limited (no longer appointed)
FRN 1047884 · Appointed 16 Dec 2025 · Until 2 Apr 2026
Community Benefits Group CIC (no longer appointed)
FRN 754927 · Appointed 3 Aug 2016 · Until 4 Jun 2020

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.