This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

Morrison Ward Associates Ltd

Watch for changes

FRN: 409400

Watch for changes

This firm operates as an appointed representative of First Complete Limited. Its regulated business runs under their FCA authorisation, and they're legally responsible for what it does.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Jeremy Paul Gibson
IRN JPG01076
- (3)Employed By (since 12 Sep 2024)
John Morrison
IRN JXM00314
- (1)Employed By (since 7 Nov 2006)
Lucy Susan Morrison
IRN LSM01033
- (1)Employed By (7 Nov 2006 to 20 Sep 2024)
Mayank Prakash
IRN MXP00295
- (2)Employed By (since 20 Jan 2026)
Simon David Embley
IRN SDE01021
- (2)Employed By (24 Sep 2024 to 4 Nov 2025)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.