MONZO BANK LIMITED

• Principal Place of Business

  Broadwalk House

  5 Appold Street

  London

  EC2A 2AG

  UNITED KINGDOM

  Phone

  +448000884040

  Web

  https://monzo.com

• Complaints Contact

  Broadwalk House

  5 Appold Street

  London

  EC2A 2AG

  UNITED KINGDOM

  Phone

  +448000884040

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

• Investment Advice (no pensions)

  For Retail (Investment), Government and public security, Rights to or interests in investments (Security), Share, Unit

• Authorised to Operate

• Arranges Investments

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Mortgage Arranging

  For Customer, Regulated mortgage contract

• Arranges Asset Safekeeping

  For Retail (Investment), Government and public security, Personal pension scheme, Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Insurance Admin

  For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

• Credit Brokering

• Stockbroking

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Trades With You Directly

  For Eligible Counterparty, Professional, Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Future (excluding a commodity future and a rolling spot forex contract), Option (excluding a commodity option and an option on a commodity future), Rights to or interests in investments (Contractually Based Investments), Rolling spot forex contract

  Show 2 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · The firm, in carrying out this regulated activity, is limited to entering into transactions in a manner which, if the firm was an unauthorised person, would come within article 16 of the RAO.

• Debt Advice

  Show 1 limitation Hide limitations

  • · Limited to debt counselling excluding giving advice about debt management plans. In this limitation “debt management plans” is defined as: “a non-statutory agreement between a customer and one or more of the customer's lenders the aim of which is to discharge or liquidate the customer's debts, by making regular payments to a third party which administers the plan and distributes the money to the lenders”.

• Consumer Loans

• Loan Servicing

• Mortgage Setup

  For Customer, Regulated mortgage contract

• Investment Setup

  For Commercial, Retail (Investment), Retail (Non-Investment Insurance), Government and public security, Life Policy, Non-investment insurance contracts, Personal pension scheme, Rights to or interests in investments, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Share, Stakeholder pension scheme, Unit

• Credit Score Services

• David Harper

  IRN DXH00115

  • [FCA CF] Material risk taker (27 Aug 2019 to 1 Jan 2021)
• David Laramy

  IRN DXL00081

  • [FCA CF] Material risk taker (22 Jun 2020 to 12 Aug 2022)
• David Michael Blaber

  IRN DXB70541

  • [FCA CF] Material risk taker (since 24 Nov 2025)
• David Whittaker

  IRN DXW00631

  • [FCA CF] Material risk taker (since 22 May 2023)
• Dean Nash

  IRN DXN07132

  • [FCA CF] Material risk taker (28 Nov 2016 to 12 Feb 2020)
• Delfin Rueda

  IRN DXR01194

  • Director of firm who is not a certification employee or a SMF manager (since 30 Jun 2025)
• Denise Patricia Kingsmill

  IRN DPK01056

  • SMF13 Chair of the Nominations Committee (10 Aug 2016 to 6 Apr 2018)
  • SMF12 Chair of the Remuneration Committee (10 Aug 2016 to 6 Apr 2018)
  • SMF9 Chair of the Governing Body (10 Aug 2016 to 6 Apr 2018)
  • CF2 Non Executive Director (10 Aug 2016 to 12 Aug 2016)
• Diana Layfield

  IRN DLL01030

  • Responsible for Insurance Distribution (since 23 Feb 2026)
  • SMF1 Chief Executive (since 23 Feb 2026)
  • SMF7 Group Entity Senior Manager (since 23 Feb 2026)
• Dimitar Kiryazov

  IRN DXK00402

  • [FCA CF] Material risk taker (9 Aug 2024 to 30 Apr 2025)
• Dimitri Masin

  IRN DXM00153

  • [FCA CF] Material risk taker (29 Apr 2019 to 1 Mar 2022)

No changes recorded yet.