LowRateCarFinance Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Debt Negotiation
Show 1 limitation Hide limitations
- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements for vehicle finance.

Senior staff personally approved by the FCA to hold their roles here.

Dean Andrew Bray
IRN DXB00573
- SMF16 Compliance Oversight (since 11 Oct 2023)
- SMF3 Executive Director (since 11 Oct 2023)
- SMF29 Limited scope function (limited scope SMCR firms only) (11 Oct 2023 to 11 Oct 2023)
Jamie Alan Haring
IRN JXH00861
- SMF3 Executive Director (since 11 Oct 2023)
Jamie-George Marsh
IRN JXM04079
- SMF3 Executive Director (since 16 Aug 2024)
Scott Wilson
IRN SXW00904
- SMF3 Executive Director (since 16 Aug 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.