Lotus Financial Consultants Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Debt Negotiation
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- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
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- · This permission is limited to debt counselling with no debt management activity
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Score Services
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- · This activity is limited to relevant credit activities as defined in paragraph 2G of Schedule 6 of the Financial Services and Markets Act 2000

Senior staff personally approved by the FCA to hold their roles here.

Kanagasabapathy Sivasubramaniam
IRN KXS01462
- SMF16 Compliance Oversight (since 9 Dec 2019)
- SMF3 Executive Director (since 9 Dec 2019)
- SMF17 Money Laundering Reporting Officer (MLRO) (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- CF30 Customer (1 Nov 2007 to 8 Dec 2019)
- CF1 Director (1 Feb 2007 to 8 Dec 2019)
- Responsible for Insurance Mediation (1 Feb 2007 to 30 Sep 2018)
- CF21 Investment Adviser (1 Feb 2007 to 31 Oct 2007)
- CF11 Money Laundering Reporting (1 Feb 2007 to 8 Dec 2019)
- CF8 Apportionment and Oversight (1 Feb 2007 to 31 Mar 2009)
- CF10 Compliance Oversight (1 Feb 2007 to 8 Dec 2019)
Subbramaniam Skanthatheva
IRN SXS02118
- SMF3 Executive Director (since 9 Dec 2019)
- CF1 Director (1 Feb 2007 to 8 Dec 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.