LaterLiving Now! Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Christopher Richard South
IRN CXS00263
- [FCA CF] Functions requiring qualifications (12 Sep 2023 to 20 Feb 2026)
Holly Hensleigh
IRN HXH00101
- [FCA CF] Functions requiring qualifications (12 Sep 2023 to 16 Oct 2024)
Kevin Mark Woods
IRN KMW00010
- [FCA CF] Functions requiring qualifications (12 Sep 2023 to 23 Aug 2024)
Nicholas Roger Dutton
IRN NRD00012
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 17 Jun 2025)
- [FCA CF] Functions requiring qualifications (12 Sep 2023 to 6 May 2025)
Simon Chalk
IRN SXC01734
- 21. Advising or arranging (bringing about) equity release transactions
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 12 Sep 2023)
- Responsibility for MCD Intermediation (since 12 Sep 2023)
- SMF16 Compliance Oversight (since 12 Sep 2023)
- SMF3 Executive Director (since 12 Sep 2023)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.