Later Life Finance Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Arranging

For Customer, Regulated mortgage contract
Mortgage Setup

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Andy English
IRN AXE00092
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 5 Jan 2026)
Michael James Filewood
IRN MXF00067
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 31 Jan 2025)
Paul Murphy
IRN PXM00315
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 23 Sep 2022)
- Responsibility for MCD Intermediation (since 23 Sep 2022)
- SMF3 Executive Director (since 23 Sep 2022)
Peter MacLennan
IRN PJM01301
- Appointed representative dealing with clients for which they require qualification (17 Mar 2023 to 29 May 2024)
- [FCA CF] Functions requiring qualifications (17 Mar 2023 to 29 May 2024)
Stephen Harrison
IRN SXH00067
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- 21. Advising or arranging (bringing about) equity release transactions
- [FCA CF] Functions requiring qualifications (since 5 Jan 2026)

Smaller firms operating under this firm's FCA authorisation.

Peter Maclennan (no longer appointed)
FRN 993508 · Appointed 17 Mar 2023 · Until 29 May 2024

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.