Klarna Financial Services UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Consumer Loans
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

Abby Charlotte Vickers
IRN AXV00149
- SMF1 Chief Executive (since 23 Nov 2023)
- SMF3 Executive Director (since 23 Nov 2023)
Colin Ngan
IRN CXN16720
- SMF16 Compliance Oversight (since 1 Apr 2026)
- [FCA CF] Significant management (since 26 Mar 2024)
- [PRA CF] Key function holder (20 Mar 2024 to 27 Jun 2024)
Daniel Messenger
IRN DXM01014
- SMF3 Executive Director (since 5 Mar 2024)
Ele Vasina
IRN EXV00061
- SMF17 Money Laundering Reporting Officer (MLRO) (9 Oct 2024 to 30 Apr 2026)
- [FCA CF] Significant management (23 Apr 2024 to 30 Apr 2026)
Irene Gomez Martin
IRN IXG00141
- [FCA CF] Significant management (26 Mar 2024 to 12 Jul 2024)
- [PRA CF] Key function holder (5 Mar 2024 to 12 Jul 2024)
Iva Loriot
IRN IXL00121
- [FCA CF] Significant management (since 16 Oct 2025)
Lewis Martin Fairbairn
IRN LXF00231
- [FCA CF] Material risk taker (26 Mar 2024 to 4 Apr 2025)
- [PRA CF] Key function holder (5 Mar 2024 to 27 Jun 2024)
Marc Navarro
IRN MXN00402
- [FCA CF] Significant management (since 1 Feb 2024)
Maria Kristin Eklund Andersson
IRN MXE00253
- [FCA CF] Significant management (26 Sep 2024 to 31 Mar 2026)
- SMF17 Money Laundering Reporting Officer (MLRO) (23 Nov 2023 to 1 Sep 2024)
Marianne Bernadette Chambers
IRN MXC00863
- SMF3 Executive Director (23 Nov 2023 to 12 Feb 2024)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.