Just Retirement Money Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Lending

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Jenny Cadman
IRN JXC36924
- [FCA CF] Significant management (9 Dec 2019 to 14 Sep 2023)
Joanna Barlow
IRN JXB03779
- [FCA CF] Significant management (13 May 2024 to 31 Mar 2026)
Joanna Carpenter
IRN JXC03184
- CF29 Significant management (2 Nov 2017 to 30 Apr 2019)
John Peter Hastings-Bass
IRN JPH00023
- SMF7 Group Entity Senior Manager (13 Aug 2020 to 1 Apr 2026)
John Rollerson
IRN JXR36943
- [FCA CF] Significant management (9 Dec 2019 to 3 May 2022)
John Weaver
IRN JXW01065
- [FCA CF] Significant management (26 Apr 2024 to 11 Oct 2024)
Kalpana Shah
IRN KAS01174
- SMF10 Chair of the Risk Committee (18 Nov 2021 to 3 Mar 2025)
- Director of firm who is not a certification employee or a SMF manager (1 Mar 2021 to 3 Mar 2025)
Kathleen Jeanette Byrne
IRN KJB01125
- Director of firm who is not a certification employee or a SMF manager (1 Jan 2023 to 1 Apr 2026)
Kathryn Gray
IRN KXG01616
- SMF7 Group Entity Senior Manager (19 Mar 2020 to 7 Mar 2022)
Kavitha Myladoor
IRN KXM76956
- [FCA CF] Significant management (since 24 Feb 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.