Just Retirement Money Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Mortgage Servicing

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Mortgage Lending

For Customer, Regulated mortgage contract

Senior staff personally approved by the FCA to hold their roles here.

Charles Mungroo
IRN CXM01109
- [FCA CF] Significant management (19 Aug 2024 to 24 Feb 2025)
Christine Dyer
IRN CXD00461
- [FCA CF] Significant management (17 May 2023 to 1 Jan 2026)
Christopher Laughlin
IRN CXL00394
- [FCA CF] Significant management (13 Apr 2023 to 12 Jan 2024)
Christopher Lewis Rayner
IRN CXR81013
- [FCA CF] Significant management (26 May 2020 to 19 Dec 2023)
- [FCA CF] Material risk taker (26 May 2020 to 27 May 2020)
Christopher Mark Berryman
IRN CMB01134
- CF29 Significant management (27 Apr 2016 to 30 Aug 2016)
Christopher Paul Neilson
IRN CXN19133
- [FCA CF] Significant management (27 May 2025 to 2 Mar 2026)
Christopher Shaw Gibson-Smith
IRN CSG01026
- SMF7 Group Entity Senior Manager (2 Apr 2020 to 13 Aug 2020)
Christy Wayne Barker
IRN CXB00577
- SMF24 Chief Operations (since 17 Oct 2025)
Clare Spottiswoode
IRN CMS01200
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 10 May 2022)
Conor Breslin
IRN CXB02587
- SMF24 Chief Operations (23 Apr 2024 to 18 Feb 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.