Just Retirement Limited
Addresses
The contact details this firm has registered with the FCA.
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Principal Place of Business
Enterprise HouseBancroft RoadReigateSurreyRH2 7RPUNITED KINGDOM- Phone
- +4401737233297
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Complaints Contact
Enterprise HouseBancroft RoadReigateSurreyRH2 7RPUNITED KINGDOM- Phone
- +4401737233297
What this firm is allowed to do
The regulated activities the FCA has granted this firm permission to carry out.
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Bank Deposits
For Eligible Counterparty, Professional, Retail (Investment), Deposit
Show 1 limitation Hide limitations
- · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.
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Mortgage Servicing
For Customer, Regulated mortgage contract
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Authorised to Operate
For Eligible Counterparty, Professional, Retail (Investment)
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
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Arranges Investments
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)
Show 2 limitations Hide limitations
- · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
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Manages Insurance Policies
For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term
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Trades With You Directly
For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant
Show 3 limitations Hide limitations
- · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
- · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
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Issues Insurance
For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term
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Mortgage Lending
For Customer, Regulated mortgage contract
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Runs Personal Pensions
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Investment Setup
For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)
Show 2 limitations Hide limitations
- · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
- · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.
Approved individuals
Senior staff personally approved by the FCA to hold their roles here.
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Susan Rose Smith
IRN SXS36972
- [FCA CF] Manager of certification employee (10 Dec 2018 to 11 Jan 2021)
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Susana Grice
IRN SXG00589
- [PRA CF] Key function holder (since 14 Nov 2022)
- [PRA CF] Significant risk taker or Material risk taker (since 14 Nov 2022)
- [FCA CF] Significant management (since 14 Nov 2022)
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Terry Gadd
IRN TXG43651
- [FCA CF] Significant management (10 May 2021 to 24 Feb 2025)
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Thomas Christopher Bulpitt
IRN TXB00499
- [FCA CF] Significant management (since 14 Aug 2023)
- [PRA CF] Significant risk taker or Material risk taker (since 14 Aug 2023)
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Thomas Evans
IRN TXE01138
- SMF24 Chief Operations (since 1 Jul 2025)
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Thomas Kenny
IRN TXK36957
- [FCA CF] Significant management (since 10 Dec 2018)
- [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 1 Jan 2026)
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Tim Coulson
IRN TSC01027
- SMF24 Chief Operations (8 Apr 2021 to 11 Apr 2022)
- [FCA CF] Significant management (10 Dec 2018 to 7 Apr 2021)
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Timothy Crayford
IRN TXC36958
- [FCA CF] Significant management (10 Dec 2018 to 29 Feb 2024)
- [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 29 Feb 2024)
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Timothy Johnson
IRN TXJ00172
- [FCA CF] Significant management (10 May 2024 to 24 Feb 2025)
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Tom Cross Brown
IRN TXC01074
- SIMF9 Chairman (7 Mar 2016 to 11 May 2016)
- CF2 Non Executive Director (27 Apr 2007 to 6 Mar 2016)
Appointed representatives
Smaller firms operating under this firm's FCA authorisation.
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Phoenix Customer Care Limited (no longer appointed)
FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015
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Pearl Customer Care Limited (no longer appointed)
FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015
Recent activity
Updates to this firm's record on the FCA register.
No changes recorded yet.