Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Andrew Stephen Melcher

  IRN ASM01090

  • Director of firm who is not a certification employee or a SMF manager (10 Dec 2018 to 5 Jan 2023)
  • SIMF10 Chair of the Risk Committee (7 Mar 2016 to 1 Aug 2016)
  • CF2 Non Executive Director (15 May 2015 to 6 Mar 2016)
• Anna Sabit

  IRN AXS05754

  • [FCA CF] Significant management (since 2 Apr 2026)
• Anna Wyse

  IRN AXW26399

  • [FCA CF] Significant management (since 8 Sep 2025)
  • [PRA CF] Significant risk taker or Material risk taker (since 8 Sep 2025)
  • [FCA CF] Manager of certification employee (8 Sep 2025 to 8 Jan 2026)
• Arshil Jamal

  IRN AXJ01388

  • SMF10 Chair of the Risk Committee (since 1 Apr 2026)
  • SMF14 Senior Independent Director (since 1 Apr 2026)
• Arthur Leslie Owen

  IRN ALO01015

  • CF2 Non Executive Director (18 Jun 2010 to 25 Nov 2014)
• Arthur Mark Dearsley

  IRN AMD01125

  • CF29 Significant management (28 Jun 2016 to 31 Mar 2017)
• Ashish Patel

  IRN AXP00924

  • [FCA CF] Significant management (28 Dec 2023 to 28 Jul 2025)
• Bernard George Brown

  IRN BGB01014

  • CF1 Director (2 Nov 2006 to 16 Dec 2009)
• Brendan Edward McMaster

  IRN BEM01038

  • [FCA CF] Significant management (since 1 Sep 2020)
  • [PRA CF] Significant risk taker or Material risk taker (1 Sep 2020 to 1 Jan 2026)
• Carlene Theresa Crust

  IRN CXC20848

  • SMF17 Money Laundering Reporting Officer (MLRO) (since 1 Nov 2019)
  • SMF16 Compliance Oversight (since 1 Nov 2019)
  • [PRA CF] Significant risk taker or Material risk taker (10 Dec 2018 to 30 Oct 2019)
  • [FCA CF] Significant management (10 Dec 2018 to 30 Oct 2019)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.