Just Retirement Limited

• Principal Place of Business

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

  Web

  https://www.wearejust.co.uk

• Complaints Contact

  Enterprise House

  Bancroft Road

  Reigate

  Surrey

  RH2 7RP

  UNITED KINGDOM

  Phone

  +4401737233297

• Bank Deposits

  For Eligible Counterparty, Professional, Retail (Investment), Deposit

  Show 1 limitation Hide limitations

  • · Limited to accepting deposits in the course of carrying on insurance business for which the firm holds a permission.

• Mortgage Servicing

  For Customer, Regulated mortgage contract

• Authorised to Operate

  For Eligible Counterparty, Professional, Retail (Investment)

  Show 1 limitation Hide limitations

  • · The firm can only agree to carry on the regulated activities specified in this Notice.

• Arranges Investments

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

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  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Manages Insurance Policies

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Trades With You Directly

  For Eligible Counterparty, Professional, Retail (Investment), Contract for Differences (excluding a spread bet and, a rolling spot forex contract and a binary bet), Debenture, Future (excluding a commodity future and a rolling spot forex contract), Government and public security, Life Policy, Personal pension scheme, Rights to or interests in investments (Contractually Based Investments), Rights to or interests in investments (Security), Rolling spot forex contract, Share, Unit, Warrant

  Show 3 limitations Hide limitations

  • · Investment activity in "rights to or interests in investments (contractually based)" is limited to investment types granted for this activity.
  • · In respect of the firm's Personal pension scheme business, the firm is limited to carrying on this activity in the rights under the personal pension scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Issues Insurance

  For Eligible Counterparty, Professional, Retail (Investment), Life and annuity, Linked long-term

• Mortgage Lending

  For Customer, Regulated mortgage contract

• Runs Personal Pensions

• Investment Setup

  For Professional, Retail (Investment), Life Policy, Personal pension scheme, Rights to or interests in investments (Security)

  Show 2 limitations Hide limitations

  • · The firm is limited arranging (bringing about) deals in investments and making arrangements in investments in the rights under the scheme(s) that it operates.
  • · Investment activity in "rights to or interests in investments (security)" is limited to the investment types granted for this activity.

• Lorenzo Fernando Manalac Lorilla

  IRN LXL00360

  • SMF7 Group Entity Senior Manager (since 1 Apr 2026)
• Louise Ellisdon

  IRN LXE36964

  • [FCA CF] Manager of certification employee (10 Dec 2018 to 26 May 2020)
• Lucy Davies

  IRN LXD00446

  • [PRA CF] Key function holder (since 8 Aug 2025)
  • [PRA CF] Significant risk taker or Material risk taker (since 8 Aug 2025)
  • [FCA CF] Significant management (since 8 Aug 2025)
• Luisa Molyneux

  IRN LXM36965

  • [FCA CF] Significant management (since 10 Dec 2018)
• Maame Fordjour

  IRN MXF36966

  • [FCA CF] Functions requiring qualifications (10 Dec 2018 to 6 Jan 2023)
• Manpreet Thethi

  IRN MXT00597

  • [FCA CF] Manager of certification employee (29 May 2024 to 10 Sep 2024)
• Marek Sasura

  IRN MXS02084

  • [PRA CF] Significant risk taker or Material risk taker (since 18 Mar 2026)
• Marie Helene Swords

  IRN MXS01714

  • [FCA CF] Significant management (28 Sep 2023 to 31 Mar 2026)
• Marie Howe

  IRN MXH36967

  • [FCA CF] Functions requiring qualifications (10 Dec 2018 to 27 Feb 2026)
• Mark Drage

  IRN MXD36979

  • [FCA CF] Significant management (10 Dec 2018 to 3 May 2019)

• Phoenix Customer Care Limited (no longer appointed)

  FRN 415488 · Appointed 6 Dec 2012 · Until 20 Apr 2015

• Pearl Customer Care Limited (no longer appointed)

  FRN 511945 · Appointed 15 Sep 2011 · Until 20 Apr 2015

No changes recorded yet.