JCB Finance Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
Consumer Hire
Consumer Loans
Consumer Hire Servicing
Loan Servicing

Senior staff personally approved by the FCA to hold their roles here.

David Smith
IRN DXS00341
- [FCA CF] Significant management (9 Dec 2019 to 28 Feb 2021)
Emma Bakewell
IRN EXB00581
- [FCA CF] Significant management (since 1 Mar 2026)
Gail Beaumont
IRN GXB00214
- [FCA CF] Significant management (10 Mar 2025 to 28 Feb 2026)
- SMF3 Executive Director (22 May 2021 to 10 Mar 2025)
Gareth Lumsdaine
IRN GXL00307
- CF1 Director (AR) (17 May 2024 to 9 Sep 2024)
Gary Stephen McGinty
IRN GSM01128
- [FCA CF] Significant management (since 22 Sep 2025)
- SMF3 Executive Director (9 Dec 2019 to 22 Sep 2025)
- CF1 Director (23 Jun 2016 to 8 Dec 2019)
Ian John Isaac
IRN IJI01002
- SMF9 Chair of the Governing Body (since 9 Jun 2025)
- Director of firm who is not a certification employee or a SMF manager (9 Dec 2019 to 11 Sep 2024)
- CF2 Non Executive Director (23 Jun 2016 to 8 Dec 2019)
Johannes Riaan Hubinger
IRN JXH03098
- Director of firm who is not a certification employee or a SMF manager (13 Nov 2024 to 29 Sep 2025)
John Donald Black Workman
IRN JDW01073
- SMF9 Chair of the Governing Body (9 Dec 2019 to 10 Jun 2025)
- CF2 Non Executive Director (23 Jun 2016 to 8 Dec 2019)
John Mark Bigland
IRN JXB03747
- [FCA CF] Significant management (since 1 Mar 2024)
Jonathan Charles Hall
IRN JCH01256
- SMF1 Chief Executive (since 23 Aug 2022)
- SMF3 Executive Director (9 Dec 2019 to 23 Aug 2022)
- CF11 Money Laundering Reporting (23 Jun 2016 to 27 Nov 2019)
- CF1 Director (23 Jun 2016 to 8 Dec 2019)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.