IT @ SPECTRUM LIMITED

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
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- · This permission is limited to credit broking of consumer hire agreements or consumer hire-purchase agreements and, unless the firm is a not-for profit body, under which the obligation of the borrower to repay is not secured, and is not to be secured, by a legal mortgage on land.
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Consumer Hire
Consumer Hire Servicing

Senior staff personally approved by the FCA to hold their roles here.

Kenneth Sturdy
IRN KXS02019
- SMF9 Chair of the Governing Body (since 27 Feb 2026)
- SMF29 Limited scope function (limited scope SMCR firms only) (9 Dec 2019 to 27 Feb 2026)
- CF8 Apportionment and Oversight (6 Dec 2019 to 8 Dec 2019)
Matthew Clayphan
IRN MXC01780
- SMF16 Compliance Oversight (since 27 Feb 2026)
- SMF3 Executive Director (since 27 Feb 2026)
Robert Cavill
IRN RXC00902
- SMF1 Chief Executive (since 27 Feb 2026)
Timothy Davison
IRN TXD01386
- CF8 Apportionment and Oversight (16 Jan 2015 to 24 Oct 2019)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.