Innovative Risk Labs Ltd

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Pavel Gertsberg
IRN PXG00335
- CF1 Director (AR) (22 Nov 2022 to 30 May 2024)
Richard Andrew Brown
IRN RAB01381
- CF1 Director (AR) (30 Aug 2024 to 23 May 2025)
Richard Thornton
IRN RXT01794
- CF1 Director (AR) (6 Jun 2018 to 24 Oct 2022)
Richard Tucker
IRN RXT21226
- CF1 Director (AR) (3 Oct 2019 to 30 Mar 2022)
Ross Thomas Mccarthy
IRN RXM01085
- CF1 Director (AR) (since 28 Jan 2026)
Simon Paul Ware
IRN SXW00726
- CF1 Director (AR) (since 17 Jan 2023)
Steven Geoffrey Dixon
IRN SXD00266
- CF1 Director (AR) (since 3 Nov 2023)
Steven Gregory Telfer
IRN SXT00410
- CF1 Director (AR) (since 29 Apr 2022)
Thomas Hunter Duncan
IRN TXD00367
- CF1 Director (AR) (since 4 Mar 2026)
Thomas West
IRN TXW00358
- CF1 Director (AR) (since 3 Oct 2024)

Smaller firms operating under this firm's FCA authorisation.

BDogg Ltd (no longer appointed)
FRN 840188 · Appointed 12 Apr 2019 · Until 8 Jun 2020
NEXT GENERATION INS GROUP LTD (no longer appointed)
FRN 834883 · Appointed 1 Mar 2019 · Until 15 May 2025
INVOICEINSURE LIMITED (no longer appointed)
FRN 832342 · Appointed 30 Jan 2019 · Until 8 Jun 2020
Hokodo Services Ltd. (no longer appointed)
FRN 810392 · Appointed 31 May 2018 · Until 24 Oct 2022
Flock Limited (no longer appointed)
FRN 785551 · Appointed 31 Jul 2017 · Until 1 Mar 2021
Digital Fineprint Ltd. (no longer appointed)
FRN 768809 · Appointed 6 Jan 2017 · Until 24 Apr 2018
Ashley Baxter Ltd (no longer appointed)
FRN 746022 · Appointed 4 May 2016 · Until 5 Apr 2019

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.