Innovative Risk Labs Ltd

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Insurance Admin

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Credit Brokering
Stockbroking

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Divya Rathnasingh
IRN DXR00598
- CF1 Director (AR) (since 11 Sep 2025)
Ed Klinger
IRN EXK01433
- CF1 Director (AR) (8 May 2018 to 1 Mar 2021)
Edward Gaze
IRN EXG00154
- SMF3 Executive Director (26 Apr 2023 to 24 Apr 2025)
- SMF1 Chief Executive (1 Nov 2022 to 24 Apr 2025)
Edward William George York
IRN EWY00001
- Director of firm who is not a certification employee or a SMF manager (since 25 Feb 2026)
- SMF3 Executive Director (9 Dec 2019 to 25 Feb 2026)
- CF1 Director (1 Apr 2014 to 8 Dec 2019)
Geoffrey David Hall
IRN GDH01072
- CF2 Non Executive Director (1 Apr 2014 to 5 Apr 2019)
German Mikulski
IRN GXM00520
- CF1 Director (AR) (22 Nov 2022 to 30 May 2024)
Iain Cameron Watt
IRN ICW01014
- CF1 Director (AR) (21 Jun 2023 to 19 Jul 2024)
Ian Robert Attwood
IRN IRA01015
- CF1 Director (AR) (since 17 Dec 2025)
James Francis George Hamer
IRN JXH00829
- CF1 Director (AR) (26 Jun 2023 to 28 Feb 2025)
James Joseph William York
IRN JJY01011
- SMF3 Executive Director (since 9 Dec 2019)
- Responsible for Insurance Distribution (since 1 Oct 2018)
- CF1 Director (1 Apr 2014 to 8 Dec 2019)
- Responsible for Insurance Mediation (1 Apr 2014 to 30 Sep 2018)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.