Date authorised
1 April 2013
Companies House
05728066
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Ingard Financial Limited
    Orbital House
    3 Redwood Crescent
    East Kilbride
    Glasgow
    G74 5PR
    UNITED KINGDOM
    Phone
    +4403333661098
  • Complaints Contact

    Ingard Financial Limited
    Orbital House
    3 Redwood Crescent
    East Kilbride
    Glasgow
    G74 5PR
    UNITED KINGDOM
    Phone
    +4403333661098

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance)

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This permission is limited to debt adjusting with no debt management activity
  • Debt Advice

    Show 1 limitation
    • · This permission is limited to debt counselling with no debt management activity
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Matthew Marsh

    IRN MXM26275

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 23 Feb 2026)
    • Appointed representative dealing with clients for which they require qualification (since 23 Feb 2026)
    • [FCA CF] Functions requiring qualifications (since 23 Feb 2026)
  • Matthew Pigrome

    IRN MXP01640

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • Matthew Salisbury

    IRN MXS05047

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 9 Sep 2025)
    • [FCA CF] Client dealing (since 9 Sep 2025)
    • Appointed representative dealing with clients for which they require qualification (since 9 Sep 2025)
    • CF1 Director (AR) (since 4 Sep 2025)
  • Mian Asif Zubair

    IRN MXZ00011

    • [FCA CF] Client dealing (9 Dec 2019 to 18 May 2022)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 18 May 2022)
  • Michael John Higgins

    IRN MXH01437

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 7 Aug 2025)
    • [FCA CF] Client dealing (since 7 Aug 2025)
  • Michael Mcdonald Bell

    IRN MXB00269

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 21 Oct 2025)
    • Appointed representative dealing with clients for which they require qualification (since 21 Oct 2025)
    • [FCA CF] Functions requiring qualifications (since 21 Oct 2025)
  • Michelle Allan

    IRN MXA00599

    • Appointed representative dealing with clients for which they require qualification (29 Mar 2023 to 25 Oct 2024)
    • [FCA CF] Client dealing (29 Mar 2023 to 25 Oct 2024)
  • Michelle Leigh

    IRN MXL00109

    • [FCA CF] Client dealing (9 Dec 2019 to 24 Jun 2021)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 24 Jun 2021)
  • Mimi Francesca Hwangpo

    IRN MXH00630

    • [FCA CF] Client dealing (3 Dec 2021 to 16 Oct 2023)
    • CF1 Director (AR) (3 Dec 2021 to 16 Oct 2023)
    • Appointed representative dealing with clients for which they require qualification (3 Dec 2021 to 16 Oct 2023)
  • Mohammad Mizanuk Rahman

    IRN MMR01044

    • [FCA CF] Client dealing (9 Dec 2019 to 27 Nov 2025)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 27 Nov 2025)
    • CF1 Director (AR) (9 Aug 2010 to 27 Nov 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Eniola Onasanya (no longer appointed)

    FRN 781787 · Appointed 7 Apr 2020 · Until 12 May 2021

  • Canary Financials Ltd (no longer appointed)

    FRN 923047 · Appointed 20 Mar 2020 · Until 17 Jun 2021

  • Michele Hill (no longer appointed)

    FRN 806342 · Appointed 17 Mar 2020 · Until 18 May 2020

  • MHC and Co Ltd (no longer appointed)

    FRN 922735 · Appointed 15 Mar 2020 · Until 12 May 2021

  • Rasit Aziz Gundogdu (no longer appointed)

    FRN 922689 · Appointed 13 Mar 2020 · Until 26 Oct 2020

  • SN Estate Agents Limited (no longer appointed)

    FRN 922600 · Appointed 12 Mar 2020 · Until 28 May 2021

  • Pratap Odedra (no longer appointed)

    FRN 922498 · Appointed 11 Mar 2020 · Until 22 Apr 2021

  • Property BNK Ltd (no longer appointed)

    FRN 921394 · Appointed 19 Feb 2020 · Until 28 May 2021

  • VJ Finance Ltd (no longer appointed)

    FRN 917654 · Appointed 2 Dec 2019 · Until 1 Jan 2024

  • Simple Mortgage Lending (no longer appointed)

    FRN 917437 · Appointed 26 Nov 2019 · Until 20 Mar 2024

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.