Date authorised
1 April 2013
Companies House
05728066
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Ingard Financial Limited
    Orbital House
    3 Redwood Crescent
    East Kilbride
    Glasgow
    G74 5PR
    UNITED KINGDOM
    Phone
    +4403333661098
  • Complaints Contact

    Ingard Financial Limited
    Orbital House
    3 Redwood Crescent
    East Kilbride
    Glasgow
    G74 5PR
    UNITED KINGDOM
    Phone
    +4403333661098

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance)

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This permission is limited to debt adjusting with no debt management activity
  • Debt Advice

    Show 1 limitation
    • · This permission is limited to debt counselling with no debt management activity
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Matthew Marsh

    IRN MXM26275

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 23 Feb 2026)
    • Appointed representative dealing with clients for which they require qualification (since 23 Feb 2026)
    • [FCA CF] Functions requiring qualifications (since 23 Feb 2026)
  • Matthew Pigrome

    IRN MXP01640

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 9 Dec 2019)
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
  • Matthew Salisbury

    IRN MXS05047

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 9 Sep 2025)
    • [FCA CF] Client dealing (since 9 Sep 2025)
    • Appointed representative dealing with clients for which they require qualification (since 9 Sep 2025)
    • CF1 Director (AR) (since 4 Sep 2025)
  • Mian Asif Zubair

    IRN MXZ00011

    • [FCA CF] Client dealing (9 Dec 2019 to 18 May 2022)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 18 May 2022)
  • Michael John Higgins

    IRN MXH01437

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 7 Aug 2025)
    • [FCA CF] Client dealing (since 7 Aug 2025)
  • Michael Mcdonald Bell

    IRN MXB00269

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 21 Oct 2025)
    • Appointed representative dealing with clients for which they require qualification (since 21 Oct 2025)
    • [FCA CF] Functions requiring qualifications (since 21 Oct 2025)
  • Michelle Allan

    IRN MXA00599

    • Appointed representative dealing with clients for which they require qualification (29 Mar 2023 to 25 Oct 2024)
    • [FCA CF] Client dealing (29 Mar 2023 to 25 Oct 2024)
  • Michelle Leigh

    IRN MXL00109

    • [FCA CF] Client dealing (9 Dec 2019 to 24 Jun 2021)
    • [FCA CF] Functions requiring qualifications (9 Dec 2019 to 24 Jun 2021)
  • Mimi Francesca Hwangpo

    IRN MXH00630

    • [FCA CF] Client dealing (3 Dec 2021 to 16 Oct 2023)
    • CF1 Director (AR) (3 Dec 2021 to 16 Oct 2023)
    • Appointed representative dealing with clients for which they require qualification (3 Dec 2021 to 16 Oct 2023)
  • Mohammad Mizanuk Rahman

    IRN MMR01044

    • [FCA CF] Client dealing (9 Dec 2019 to 27 Nov 2025)
    • Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 27 Nov 2025)
    • CF1 Director (AR) (9 Aug 2010 to 27 Nov 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

Recent activity

Updates to this firm's record on the FCA register.

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