Date authorised
1 April 2013
Companies House
05728066
Last scraped
2 weeks ago
Watch for changes

Addresses

The contact details this firm has registered with the FCA.

  • Principal Place of Business

    Ingard Financial Limited
    Orbital House
    3 Redwood Crescent
    East Kilbride
    Glasgow
    G74 5PR
    UNITED KINGDOM
    Phone
    +4403333661098
  • Complaints Contact

    Ingard Financial Limited
    Orbital House
    3 Redwood Crescent
    East Kilbride
    Glasgow
    G74 5PR
    UNITED KINGDOM
    Phone
    +4403333661098

What this firm is allowed to do

The regulated activities the FCA has granted this firm permission to carry out.

  • Buy-to-Let Mortgage Advice

  • Buy-to-Let Mortgage Arranging

  • P2P Lending Advice

    For Commercial, Retail (Non-Investment Insurance)

  • Equity Release Advice

    For Customer, Home reversion plans

  • Investment Advice (no pensions)

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Advice

    For Customer, Regulated mortgage contract

  • Authorised to Operate

    Show 1 limitation
    • · The firm can only agree to carry on the regulated activities specified in this Notice.
  • Equity Release Arranging

    For Customer, Home reversion plans

  • Arranges Investments

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

  • Mortgage Arranging

    For Customer, Regulated mortgage contract

  • Buy-to-Let Start Date

  • Buy-to-Let Status

  • Credit Brokering

  • Debt Negotiation

    Show 1 limitation
    • · This permission is limited to debt adjusting with no debt management activity
  • Debt Advice

    Show 1 limitation
    • · This permission is limited to debt counselling with no debt management activity
  • Equity Release Setup

    For Customer, Home reversion plans

  • Mortgage Setup

    For Customer, Regulated mortgage contract

  • Investment Setup

    For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

  • Amitbhai Patel

    IRN AXP07567

    • CF1 Director (AR) (26 Oct 2018 to 6 Nov 2019)
  • Andrew Paul Shippey

    IRN APS00054

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
  • Andrew Small

    IRN AXS04864

    • CF1 Director (AR) (26 Jun 2018 to 8 Aug 2020)
  • Andrew Welsh

    IRN AXW00010

    • CF1 Director (AR) (11 Sep 2020 to 27 Mar 2025)
    • Appointed representative dealing with clients for which they require qualification (3 Sep 2020 to 27 Mar 2025)
    • [FCA CF] Client dealing (3 Sep 2020 to 27 Mar 2025)
  • Ankur Sarin

    IRN AXS05425

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • CF1 Director (AR) (since 11 Mar 2025)
    • [FCA CF] Client dealing (since 11 Mar 2025)
    • Appointed representative dealing with clients for which they require qualification (since 11 Mar 2025)
  • Anthony John Harper

    IRN AXH00328

    • [FCA CF] Client dealing (2 Dec 2024 to 16 Jun 2025)
    • [FCA CF] Functions requiring qualifications (2 Dec 2024 to 16 Jun 2025)
  • Anthony Lawrence Mitchell D'Souza

    IRN ALD01071

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • Appointed representative dealing with clients for which they require qualification (since 9 Dec 2019)
    • [FCA CF] Client dealing (since 9 Dec 2019)
  • Asa Richard Testot

    IRN ART01106

    • CF1 Director (AR) (29 Nov 2010 to 15 Feb 2012)
  • Ashaben Patel

    IRN AXP02096

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Functions requiring qualifications (since 27 Nov 2025)
    • Appointed representative dealing with clients for which they require qualification (since 27 Nov 2025)
    • [FCA CF] Client dealing (since 27 Nov 2025)
  • Bandhanpreet Kaur

    IRN BXK00242

    • 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
    • [FCA CF] Client dealing (since 23 Jul 2025)
    • [FCA CF] Functions requiring qualifications (since 23 Jul 2025)

Appointed representatives

Smaller firms operating under this firm's FCA authorisation.

  • Ixxos Ltd (no longer appointed)

    FRN 513096 · Appointed 5 Nov 2010 · Until 15 Feb 2012

  • Loan2day Limited (no longer appointed)

    FRN 531165 · Appointed 7 Sep 2010 · Until 28 Apr 2013

  • Cityagents Ltd (no longer appointed)

    FRN 528524 · Appointed 26 Jul 2010 · Until 13 Jan 2026

  • David Phillips (no longer appointed)

    FRN 525644 · Appointed 9 Jun 2010 · Until 30 Sep 2011

  • Robert Hall (no longer appointed)

    FRN 524050 · Appointed 17 May 2010 · Until 1 Jun 2010

  • Quick Decision Finance Limited (no longer appointed)

    FRN 520435 · Appointed 17 Mar 2010 · Until 12 Jan 2011

  • Diamond Mortgages (no longer appointed)

    FRN 496823 · Appointed 20 Jan 2010 · Until 4 Oct 2018

  • Charles Martin (no longer appointed)

    FRN 516241 · Appointed 14 Jan 2010 · Until 4 Feb 2019

  • CRL Finance Ltd (no longer appointed)

    FRN 467308 · Appointed 13 Jan 2010 · Until 24 Nov 2016

  • Bright Buy Limited (no longer appointed)

    FRN 514701 · Appointed 16 Dec 2009 · Until 17 Jun 2011

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.