Ingard Financial Limited

Watch for changes

Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
Show 1 limitation Hide limitations
- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
Show 1 limitation Hide limitations
- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Xiufen Taylor
IRN XXT01176
- CF1 Director (AR) (17 Nov 2017 to 9 Jan 2019)
Yunus Saiyad
IRN YXS00073
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 27 Nov 2025)
- [FCA CF] Client dealing (since 27 Nov 2025)
- [FCA CF] Functions requiring qualifications (since 27 Nov 2025)
Zoe Bromley
IRN ZXB00065
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 15 Aug 2025)
- [FCA CF] Client dealing (since 15 Aug 2025)

Smaller firms operating under this firm's FCA authorisation.

Mortgage BTL Limited (no longer appointed)
FRN 594738 · Appointed 22 Jan 2013 · Until 10 Feb 2014
Anthony St George (no longer appointed)
FRN 591029 · Appointed 9 Nov 2012 · Until 29 Apr 2014
Simply Online Media Limited (no longer appointed)
FRN 585744 · Appointed 2 Oct 2012 · Until 26 Jan 2017
Ben Humphreys (no longer appointed)
FRN 588786 · Appointed 25 Sep 2012 · Until 18 Apr 2017
Warren Pesch (no longer appointed)
FRN 405316 · Appointed 18 Sep 2012 · Until 17 Jun 2014
Brian Frederick Shelley (no longer appointed)
FRN 419485 · Appointed 12 Sep 2012 · Until 15 May 2018
Approach Estate Agents Limited (no longer appointed)
FRN 583212 · Appointed 20 Jun 2012 · Until 15 May 2018
Invocas Group PLC (no longer appointed)
FRN 581960 · Appointed 25 May 2012 · Until 26 Apr 2017
Country Cover Limited (no longer appointed)
FRN 580689 · Appointed 3 May 2012 · Until 27 Sep 2018
D.J.W Financial Services Ltd (no longer appointed)
FRN 498521 · Appointed 13 Feb 2012 · Until 14 Jun 2013

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.