Ingard Financial Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
Show 1 limitation Hide limitations
- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Behram Hassan
IRN BXH23079
- CF1 Director (AR) (4 Nov 2019 to 24 Sep 2020)
Ben Humphreys
IRN BXH01653
- [FCA CF] Functions requiring qualifications (16 Feb 2024 to 9 Aug 2024)
- [FCA CF] Client dealing (16 Feb 2024 to 9 Aug 2024)
Brian Johnson
IRN BXJ00068
- [FCA CF] Functions requiring qualifications (2 Dec 2024 to 16 Jun 2025)
- [FCA CF] Client dealing (2 Dec 2024 to 16 Jun 2025)
Carol Elaine Stevens
IRN CEB01091
- CF1 Director (AR) (16 May 2019 to 31 Jan 2020)
Catherine Martine Ryan
IRN CMR01102
- CF1 Director (AR) (20 Jan 2010 to 18 Nov 2016)
Christian Stabell
IRN CXS00427
- [FCA CF] Client dealing (2 Aug 2021 to 23 Sep 2022)
- [FCA CF] Functions requiring qualifications (2 Aug 2021 to 23 Sep 2022)
Clive Hinton
IRN CXH01845
- CF1 Director (AR) (23 Feb 2017 to 1 Nov 2018)
Corin Sheldon Vestey
IRN CSV00001
- CF1 Director (AR) (2 Dec 2015 to 26 Oct 2018)
Craig Wesley Johnson
IRN CXJ00166
- Appointed representative dealing with clients for which they require qualification (1 Dec 2021 to 16 Mar 2022)
- [FCA CF] Client dealing (1 Dec 2021 to 16 Mar 2022)
- CF1 Director (AR) (25 Oct 2021 to 16 Mar 2022)
David Emptage
IRN DXE00037
- [FCA CF] Client dealing (9 Dec 2019 to 29 Jul 2021)
- Appointed representative dealing with clients for which they require qualification (9 Dec 2019 to 29 Jul 2021)

Smaller firms operating under this firm's FCA authorisation.

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.