Ingard Financial Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Buy-to-Let Mortgage Advice
Buy-to-Let Mortgage Arranging
P2P Lending Advice

For Commercial, Retail (Non-Investment Insurance)
Equity Release Advice

For Customer, Home reversion plans
Investment Advice (no pensions)

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Advice

For Customer, Regulated mortgage contract
Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Equity Release Arranging

For Customer, Home reversion plans
Arranges Investments

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts
Mortgage Arranging

For Customer, Regulated mortgage contract
Buy-to-Let Start Date
Buy-to-Let Status
Credit Brokering
Debt Negotiation
Show 1 limitation Hide limitations
- · This permission is limited to debt adjusting with no debt management activity
Debt Advice
Show 1 limitation Hide limitations
- · This permission is limited to debt counselling with no debt management activity
Equity Release Setup

For Customer, Home reversion plans
Mortgage Setup

For Customer, Regulated mortgage contract
Investment Setup

For Commercial, Retail (Non-Investment Insurance), Non-investment insurance contracts

Senior staff personally approved by the FCA to hold their roles here.

Xiufen Taylor
IRN XXT01176
- CF1 Director (AR) (17 Nov 2017 to 9 Jan 2019)
Yunus Saiyad
IRN YXS00073
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- Appointed representative dealing with clients for which they require qualification (since 27 Nov 2025)
- [FCA CF] Client dealing (since 27 Nov 2025)
- [FCA CF] Functions requiring qualifications (since 27 Nov 2025)
Zoe Bromley
IRN ZXB00065
- 20. Advising or arranging (bringing about) regulated mortgage contracts for a non-business purpose
- [FCA CF] Functions requiring qualifications (since 15 Aug 2025)
- [FCA CF] Client dealing (since 15 Aug 2025)

Smaller firms operating under this firm's FCA authorisation.

Neil Thomson (no longer appointed)
FRN 611693 · Appointed 16 Dec 2013 · Until 4 Nov 2015
Direct Mortgage Solutions (UK) Ltd (no longer appointed)
FRN 411388 · Appointed 28 Oct 2013 · Until 18 Oct 2016
AST Financial Limited (no longer appointed)
FRN 497888 · Appointed 23 Sep 2013 · Until 29 Apr 2015
Charlie Prichard (no longer appointed)
FRN 593406 · Appointed 9 Aug 2013 · Until 20 Nov 2015
Mortgage Match Services Limited (no longer appointed)
FRN 605614 · Appointed 7 Aug 2013 · Until 13 Apr 2016
Bernie Saunders (no longer appointed)
FRN 602815 · Appointed 20 Jun 2013 · Until 28 Apr 2017
Lee Goldsmith (no longer appointed)
FRN 598229 · Appointed 28 Mar 2013 · Until 27 Aug 2013
Robert Stoff (no longer appointed)
FRN 409572 · Appointed 31 Jan 2013 · Until 16 Oct 2013
FSP Limited (no longer appointed)
FRN 594766 · Appointed 22 Jan 2013 · Until 2 Jan 2014
Discount Mortgages Ltd (no longer appointed)
FRN 497771 · Appointed 22 Jan 2013 · Until 3 Jul 2015

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.