This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

Independent Financial Consultancy (Scotland) (1795)

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FRN: 172214
Last scraped: 19 hours ago

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Addresses

The contact details this firm has registered with the FCA.

Principal Place of Business

14 Alloway Place

Ayr

Ayrshire

KA7 2AA

UNITED KINGDOM

Phone

+4401292619681

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Allan Elliot
IRN AXE00010
- (1)Employed By (1 Oct 1998 to 14 May 2008)
Henry James William Dick
IRN HJD00003
- (2)Employed By (1 Oct 1998 to 20 Jun 2014)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.