This firm is no longer registered as an appointed representative.

It cannot legally carry out FCA-regulated activities. If anyone is currently dealing with this firm as if it still has permission, treat that as a serious red flag and verify directly with the FCA.

IFS Personal Financial Planning

Watch for changes

FRN: 212048

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Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Christopher Guttridge
IRN CPG00001
- (3)Employed By (22 Apr 2003 to 8 Dec 2019)
Christopher Rampton
IRN CXR00004
- (4)Employed By (21 Feb 2013 to 1 Oct 2013)
Colin Douglas Hick
IRN CDH00008
- (1)Employed By (1 Dec 2001 to 1 Jan 2004)
Paul Vincent Boni
IRN PVB00001
- (2)Employed By (1 Dec 2001 to 31 Dec 2012)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.