IC Financial Services UK Limited

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Addresses

The contact details this firm has registered with the FCA.

The regulated activities the FCA has granted this firm permission to carry out.

Authorised to Operate
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- · The firm can only agree to carry on the regulated activities specified in this Notice.
Credit Brokering
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- · Limited to credit broking carried on for the purposes of, or in connection with, credit agreements to finance the sale of goods where the firm is not the supplier of the goods under such credit agreements.
Debt Negotiation
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- · This permission is limited to debt adjusting which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.
Debt Advice
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- · This permission is limited to debt counselling which is provided in connection with the whole or partial settlement of credit agreements in relation to the sale of goods.

Senior staff personally approved by the FCA to hold their roles here.

Enrico Bretto
IRN EXB01666
- SMF3 Executive Director (since 3 Sep 2025)
Simon McCarthy
IRN SXM03696
- SMF16 Compliance Oversight (since 3 Sep 2025)
- SMF3 Executive Director (since 3 Sep 2025)
Stefano Izzo
IRN SXI00169
- SMF3 Executive Director (since 3 Sep 2025)

Updates to this firm's record on the FCA register.

No changes recorded yet.

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.