Heart of England Co-operative Society Limited

FRN: 984873

This firm operates as an appointed representative of Ecclesiastical Planning Services Limited. Its regulated business runs under their FCA authorisation, and they're legally responsible for what it does.

Approved individuals

Senior staff personally approved by the FCA to hold their roles here.

Darryl Glenn Smith
IRN DXS00825
- (1)Employed By (13 Apr 2023 to 1 Jan 2026)
Frixos Michael
IRN FXM00369
- (2)Employed By (since 28 Aug 2025)
Ian Bain
IRN IXB01530
- (2)Employed By (13 Apr 2023 to 19 Jun 2024)
Matthew George
IRN MXG00931
- (1)Employed By (since 25 Feb 2026)

Recent activity

Updates to this firm's record on the FCA register.

No changes recorded yet.

What it all means

A quick guide to the terms on this page.

The FCA: The Financial Conduct Authority is the UK's regulator for banking, lending, insurance, investments and payments. Any firm offering these services has to be authorised by the FCA.
Permissions: The specific regulated activities a firm is allowed to carry out, like advising on insurance, lending money or arranging investments. Anything outside this list isn't covered.
Approved individuals: Senior staff (directors, compliance officers and similar) have to be approved by the FCA personally before they can take up the role. They're held accountable for the firm's conduct.
Appointed representatives: Smaller firms can do regulated business under another firm's authorisation rather than getting their own. The bigger firm (the 'principal') is legally on the hook for what they do.

Information on this page is sourced from the official FCA register.